Health Plans for Individuals

Individual health insurance is designed for people who need coverage outside of an employer plan. This may include self-employed professionals, independent contractors, people between jobs, young adults aging off a parent’s plan, early retirees, or anyone looking for coverage that better fits their personal needs.

We help you compare available plan options based on your lifestyle, budget, doctors, prescriptions, and preferred level of flexibility. Depending on your situation, this may include private health insurance, PPO options, HMO options, Marketplace coverage, or supplemental protection.

With personalized guidance, you do not have to sort through confusing plan details alone. We help explain your options in plain language so you can make a confident decision.

  • Individual plans may be a good fit if you are:

    • Self-employed or an independent contractor

    • Between jobs or losing employer coverage

    • Aging off a parent’s health plan

    • Looking for private health insurance options

    • Wanting access to specific doctors or specialists

    • Comparing Marketplace and private coverage

    • Looking for coverage that fits your monthly budget

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At Zatar-Peterson Health Insurance Group, we help you find coverage that truly fits your life. Choose from flexible PPO plans that let you pick your own doctors or HMO plans that offer coordinated care. We’ll guide you through every step so you can feel confident knowing you—and your health—are protected.